When can I apply for an additional loan?

If you already have a loan in Bondora, you can still apply for a new one; however, you must meet the following requirements to apply:

• At least 2 months must have passed since the issuing of your most recent loan agreement.
• There is no debt in your loan agreement, and you do not currently have a valid principal payment holiday.
• Your current loan balance does not exceed €20,000 (maximum loan amount).

In addition to the above, you must also meet the general loan requirements. You must:

• Be at least 18-65 years old when applying.
• Have a permanent or primary place of residence in a country where we issue loans.
• Be in paid employment or retirement with sufficient income to cover all your monthly expenses.
• Not have a history of bad credit, such as being in default, arrears, bankruptcy proceedings, or open enforcement proceedings.
• Not have a history of gambling problems.

If we can't make you a loan offer at this time, you will see the date when you can submit a new application in your Bondora account.